Financial Planning

If your household doesn't have a written financial plan or budget, you're not alone—only about one in every three U.S. households maintains a budget.1 However, knowing where your money is going and making sure you're adequately funding your future can be crucial to maintaining your lifestyle for decades to come. Learn about some of the financial planning services we provide.

Comprehensive Financial Planning Services

Our financial planning services can help you work toward your financial goals at every stage of life—whether you're paying off student loans, saving up for your first home, starting a business, or putting money aside for your kids' college education. With our cutting-edge financial software, we can create projections and forecasts that incorporate a variety of factors unique to your situation, giving you the information you need to decide how to proceed.

College Education Planning

You may want to finish paying for your own college before you think about paying for your child's. But with the average borrower taking about 20 years to pay off their student loan, waiting to save for your children's college until after you've vanquished your own loans could put you behind schedule.2 With our college education planning services, we can work with you to balance your repayment with savings for your own children, potentially reducing the student loans they'll need.

Retirement Planning

It's never too early to start thinking of retirement, even if you're fairly new in your career. Because it's all but impossible to predict the future, starting the retirement planning process early can give you much-needed flexibility later—when career changes, increased expenses, or even an unexpected job loss may throw a wrench in your plans.

Whether you're contributing to an IRA, a 401(k), a Roth IRA, or some combination of these, our financial professionals can help with everything retirement-related, from asset allocation to tax planning to your drawdown strategy.

Tweaking Your Plan

The key to comprehensive financial planning is to have a strategy that can pivot easily. Your financial planning choices should help accommodate your risk tolerance, provide financial security, and work to build wealth over time. At Davis Financial Services, we'll work with you to create a plan that can be modified to help navigate any changes that may come. Give us a call today to learn more about what we have to offer.